{"id":1047,"date":"2025-11-03T09:30:00","date_gmt":"2025-11-03T09:30:00","guid":{"rendered":"https:\/\/giniconstructions.com\/blog\/?p=1047"},"modified":"2025-11-07T08:46:45","modified_gmt":"2025-11-07T08:46:45","slug":"tax-benefits-of-buying-home-india","status":"publish","type":"post","link":"https:\/\/giniconstructions.com\/blog\/tax-benefits-of-buying-home-india\/","title":{"rendered":"Tax Benefits of Buying a Home in India"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"584\" src=\"https:\/\/giniconstructions.com\/blog\/wp-content\/uploads\/2025\/11\/image-1024x584.png\" alt=\"\" class=\"wp-image-1049\" srcset=\"https:\/\/giniconstructions.com\/blog\/wp-content\/uploads\/2025\/11\/image-1024x584.png 1024w, https:\/\/giniconstructions.com\/blog\/wp-content\/uploads\/2025\/11\/image-300x171.png 300w, https:\/\/giniconstructions.com\/blog\/wp-content\/uploads\/2025\/11\/image-768x438.png 768w, https:\/\/giniconstructions.com\/blog\/wp-content\/uploads\/2025\/11\/image.png 1300w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Buying a home in India means more than achieving a life milestone-it&#8217;s a smart financial move that brings substantial tax advantages. The government rewards property buyers with tax incentives that can lower their tax burden.<\/p>\n\n\n\n<p>Indian tax benefits for home loans are complete and generous. You can claim deductions up to Rs. 1.5 lakh on principal repayments under Section 80C. The interest payments on self-occupied properties allow deductions up to Rs. 2 lakh under Section 24. Property owners who rent out their homes can claim the entire interest paid during the financial year as a deduction, whatever tax regime they choose. First-time homebuyers get extra interest deductions through Sections 80EE and 80EEA, with benefits up to Rs. 50,000 and Rs. 1.5 lakh.<\/p>\n\n\n\n<p>This piece covers all tax benefits for property buyers in India. You&#8217;ll learn about eligibility requirements and ways to maximise your tax savings. These insights can make homeownership more affordable and rewarding, whether you&#8217;re buying your first home or investing in more properties.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Understanding the Core Tax Benefits of Home Ownership<\/strong><\/h2>\n\n\n\n<p>Tax laws give property investors some great financial advantages. Let&#8217;s get into the main tax benefits that can help homeowners reduce what they owe in taxes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Section 80C: Deduction on principal repayment<\/strong><\/h3>\n\n\n\n<p>You can claim tax benefits on your home loan EMI&#8217;s principal amount under Section 80C. The tax code allows a deduction of <strong>up to Rs. 1.5 lakh<\/strong> each financial year when you pay back the principal<a href=\"https:\/\/cleartax.in\/s\/house-property\"> <sup>[1]<\/sup><\/a>. Here&#8217;s what you need to know:<\/p>\n\n\n\n<ul>\n<li>Your loan should be for buying or building a new home<\/li>\n\n\n\n<li>You must keep the property for at least five years after getting possession. The tax office will add back your claimed deductions to your taxable income if you sell earlier<\/li>\n\n\n\n<li>The deduction limit includes stamp duty, registration fees, and other transfer costs too<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> <sup>[2]<\/sup><\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Section 24(b): Deduction on interest paid<\/strong><\/h3>\n\n\n\n<p>Home loan interest payments can save you a lot in taxes. You can claim <strong>up to Rs. 2 lakh<\/strong> yearly as a deduction for self-occupied properties<a href=\"https:\/\/cleartax.in\/s\/house-property\"> <sup>[1]<\/sup><\/a>. The rules are even better for rented properties &#8211; you can claim the entire interest amount without any limit<a href=\"https:\/\/cleartax.in\/s\/deductions-under-section24-income-from-house-property\"> <sup>[3]<\/sup><\/a>.<\/p>\n\n\n\n<p>The deduction drops to <strong>Rs. 30,000<\/strong> instead of Rs. 2 lakh when:<\/p>\n\n\n\n<ul>\n<li>Construction takes more than 5 years after getting a loan post April 1, 1999<\/li>\n\n\n\n<li>You took the loan before April 1, 1999<\/li>\n\n\n\n<li>The loan is for repairs, renovation, or reconstruction<a href=\"https:\/\/cleartax.in\/s\/house-property\"> <sup>[1]<\/sup><\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Section 80EE and 80EEA: Additional interest deductions<\/strong><\/h3>\n\n\n\n<p>First-time buyers get extra tax benefits beyond Section 24(b):<\/p>\n\n\n\n<p>Section 80EE lets you claim <strong>an additional deduction of up to Rs. 50,000<\/strong> if:<\/p>\n\n\n\n<ul>\n<li>Your loan was approved between April 1, 2016 and March 31, 2017<\/li>\n\n\n\n<li>You borrowed less than Rs. 35 lakh<\/li>\n\n\n\n<li>Your property costs below Rs. 50 lakh<a href=\"https:\/\/www.bajajlifeinsurance.com\/life-insurance-guide\/tax\/property-taxes-for-homeowners-in-india.html\"> <sup>[4]<\/sup><\/a><\/li>\n<\/ul>\n\n\n\n<p>Section 80EEA provides <strong>an additional deduction of up to Rs. 1.5 lakh<\/strong> for affordable housing when:<\/p>\n\n\n\n<ul>\n<li>Your loan was approved between April 1, 2019 and March 31, 2022<\/li>\n\n\n\n<li>Your property&#8217;s stamp duty value stays under Rs. 45 lakh<\/li>\n\n\n\n<li>You haven&#8217;t claimed any Section 80EE deductions<a href=\"https:\/\/cleartax.in\/s\/section-80eea-deduction-affordable-housing\"> <sup>[5]<\/sup><\/a><\/li>\n<\/ul>\n\n\n\n<p>These special provisions help qualified first-time buyers save more through extra tax deductions beyond regular limits. This makes buying a home much more affordable by reducing the tax burden.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Eligibility and Limits for Claiming Deductions<\/strong><\/h2>\n\n\n\n<p>Tax benefits on home loans come with specific eligibility rules. Let&#8217;s look at who qualifies and what conditions you need to meet for these deductions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who can claim tax benefits on home loans?<\/strong><\/h3>\n\n\n\n<p>You must own the property to claim tax benefits. When multiple people share a home loan, each co-owner can claim deductions separately if they also co-own the property<a href=\"https:\/\/cleartax.in\/s\/home-loan-tax-benefits\"> <sup>[6]<\/sup><\/a>. This setup helps families get more benefits. Each co-owner can claim up to Rs. 2 lakh on interest and Rs. 1.5 lakh on principal in their tax returns<a href=\"https:\/\/cleartax.in\/s\/home-loan-tax-benefits\"> <sup>[6]<\/sup><\/a>.<\/p>\n\n\n\n<p>The benefits work differently based on your tax regime choice. The new tax regime doesn&#8217;t allow deductions for principal repayment under Section 80C or interest on self-occupied properties<a href=\"https:\/\/www.bajajfinserv.in\/tax-benefits-on-home-loan\"> <sup>[7]<\/sup><\/a>. You can still claim interest deductions on let-out properties under both regimes<a href=\"https:\/\/cleartax.in\/s\/home-loan-tax-benefits\"> <sup>[6]<\/sup><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conditions for self-occupied vs rented properties<\/strong><\/h3>\n\n\n\n<p>Tax authorities treat self-occupied properties as having nil annual value<a href=\"https:\/\/www.icicibank.com\/blogs\/home-loan\/houses-tax-implications-on-rent-owning-house\"> <sup>[8]<\/sup><\/a>. You can claim up to two houses as self-occupied properties<a href=\"https:\/\/www.kotak.com\/en\/stories-in-focus\/loans\/home-loan\/home-loan-tax-benefit-for-self-occupied-and-let-out-properties.html\"> <sup>[9]<\/sup><\/a>. Any extra properties are &#8220;deemed to be let out&#8221; even if you don&#8217;t rent them<a href=\"https:\/\/www.kotak.com\/en\/stories-in-focus\/loans\/home-loan\/home-loan-tax-benefit-for-self-occupied-and-let-out-properties.html\"> <sup>[9]<\/sup><\/a>.<\/p>\n\n\n\n<p>Rented properties offer unlimited interest deduction claims<a href=\"https:\/\/www.bajajhousingfinance.in\/resources\/rental-property-tax-deductions-in-india\"> <sup>[10]<\/sup><\/a>. All the same, you can only offset losses under house property income against rental income up to Rs. 2 lakh yearly. You can carry forward extra losses for eight years<a href=\"https:\/\/www.kotak.com\/en\/stories-in-focus\/loans\/home-loan\/home-loan-tax-benefit-for-self-occupied-and-let-out-properties.html\"> <sup>[9]<\/sup><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Impact of construction completion timelines<\/strong><\/h3>\n\n\n\n<p>Construction completion timing affects your deduction limits. You must complete construction within 5 years from the end of the financial year when you took the loan to claim the full Rs. 2 lakh interest deduction<a href=\"https:\/\/cleartax.in\/s\/home-loan-tax-benefits\"> <sup>[6]<\/sup><\/a>. The maximum deduction drops to Rs. 30,000 if construction takes longer<a href=\"https:\/\/incometaxindia.gov.in\/Pages\/faqs.aspx?k=FAQs+on+Income+from+house+property\"> <sup>[11]<\/sup><\/a>.<\/p>\n\n\n\n<p>Under-construction properties don&#8217;t qualify for tax deductions until completion<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> <sup>[2]<\/sup><\/a>. After completion, you can claim pre-construction interest in five equal instalments starting from the completion year<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> <sup>[2]<\/sup><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Special Scenarios That Affect Tax Benefits<\/strong><\/h2>\n\n\n\n<p>Tax benefits from buying a home in India go beyond standard deductions. Let&#8217;s get into some special situations that could change your tax advantages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tax benefits on joint home loans<\/strong><\/h3>\n\n\n\n<p>Married couples or family members can leverage a great advantage through joint home loans. Each person can claim deductions separately if they are co-borrowers and co-owners of the property. The deductions include up to Rs. 1.5 lakh on principal repayment under Section 80C and up to Rs. 2 lakh on interest under Section 24(b)<a href=\"https:\/\/www.hdfc.com\/blog\/home-finance\/home-loan-tax-benefit\"> <sup>[12]<\/sup><\/a>. Of course, this doubles your tax benefit compared to applying alone. Both applicants must own the property together and share EMI payments to qualify<a href=\"https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit\"> <sup>[13]<\/sup><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Interest deduction during the construction period<\/strong><\/h3>\n\n\n\n<p>Tax benefits have different rules for properties under construction. You won&#8217;t get deductions while the property is being built<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> <sup>[2]<\/sup><\/a>. The &#8220;pre-construction interest&#8221; becomes deductible once construction finishes. This amount splits into five equal yearly installments starting from the completion year<a href=\"https:\/\/incometaxindia.gov.in\/Pages\/faqs.aspx?k=FAQs+on+Income+from+house+property\"> <sup>[11]<\/sup><\/a>. The 5-year rule matters a lot &#8211; you must complete construction within five years from the end of the financial year when the loan started. Missing this deadline reduces your maximum interest deduction from Rs. 2 lakh to Rs. 30,000<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> <sup>[2]<\/sup><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tax implications for second home loans<\/strong><\/h3>\n\n\n\n<p>You can now treat two properties as self-occupied since 2019-20<a href=\"https:\/\/incometaxindia.gov.in\/Pages\/faqs.aspx?k=FAQs+on+Income+from+house+property\"> <sup>[11]<\/sup><\/a>. The second home still qualifies for principal repayment claims under Section 80C within the Rs. 1.5 lakh limit<a href=\"https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit\"> <sup>[13]<\/sup><\/a>. The combined interest deduction for two self-occupied homes stays capped at Rs. 2 lakh per year<a href=\"https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit\"> <sup>[13]<\/sup><\/a>. Rented properties don&#8217;t have an upper limit on interest deductions. However, net losses that offset other income can&#8217;t exceed Rs. 2 lakh yearly<a href=\"https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit\"> <sup>[13]<\/sup><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Maximise Your Tax Savings Strategically<\/strong><\/h2>\n\n\n\n<p>Tax planning can turn home ownership into a powerful financial tool. Smart homeowners go beyond simple deductions and use clever tactics to save more money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Combining deductions under multiple sections<\/strong><\/h3>\n\n\n\n<p>Homeowners can boost their tax benefits by claiming deductions from different sections at once. First-time homebuyers can stack multiple benefits. They can claim principal repayment under Section 80C (Rs. 1.5 lakh), interest under Section 24(b) (Rs. 2 lakh), and get extra deductions under Section 80EE (Rs. 50,000) or 80EEA (Rs. 1.5 lakh)<a href=\"https:\/\/www.aavas.in\/blog\/maximizing-your-savings-with-home-loan-tax-benefits\"> <sup>[14]<\/sup><\/a>. Qualified buyers can receive total tax benefits up to Rs. 4 lakh each year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Choosing between old and new tax regimes<\/strong><\/h3>\n\n\n\n<p>The old tax regime gives homeowners better advantages despite its higher tax rates<a href=\"https:\/\/www.godrejcapital.com\/media-blog\/knowledge-centre\/new-tax-regime-vs-old-tax-regime\"> <sup>[15]<\/sup><\/a>. You can claim deductions on both principal and interest payments under this system if you&#8217;re repaying a home loan. The new regime doesn&#8217;t allow most home loan benefits for self-occupied properties<a href=\"https:\/\/m.economictimes.com\/wealth\/tax\/should-home-loan-be-the-only-factor-to-see-while-choosing-between-old-and-new-income-tax-regime\/articleshow\/121050262.cms\"> <sup>[16]<\/sup><\/a>. Let-out properties still qualify for interest deduction without any ceiling under both regimes<a href=\"https:\/\/cleartax.in\/s\/how-to-claim-income-tax-benefit-on-second-home-loan\"> <sup>[17]<\/sup><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Using co-ownership to double benefits<\/strong><\/h3>\n\n\n\n<p>Joint home loans with co-ownership are a great way to multiply tax benefits. Each co-owner can claim their own deductions up to Rs. 1.5 lakh on principal under Section 80C and Rs. 2 lakh on interest under Section 24(b)<a href=\"https:\/\/cleartax.in\/s\/tax-benefits-on-home-loan-for-joint-owners\"> <sup>[18]<\/sup><\/a>. A couple can claim combined deductions of Rs. 3 lakh on principal and Rs. 4 lakh on interest<a href=\"https:\/\/www.hdfcbank.com\/personal\/resources\/learning-centre\/save\/how-to-avail-home-loan-tax-benefit-to-the-fullest\"> <sup>[19]<\/sup><\/a>. The deductions match each owner&#8217;s share in loan repayment<a href=\"https:\/\/www.shriramfinance.in\/financial-faq-how-does-co-ownership-affect-home-loan-tax-benefits\"> <sup>[20]<\/sup><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Buying a home is one of the most rewarding financial decisions Indian taxpayers can make. In this piece, we&#8217;ve looked at tax benefits that make property ownership more than just an emotional milestone &#8211; it&#8217;s a smart investment choice too.<\/p>\n\n\n\n<p>You can reduce your yearly taxable income with deductions under Section 80C for principal repayment and Section 24(b) for interest payments. First-time buyers get even better deals through Sections 80EE and 80EEA, which offer more tax savings during their first years as homeowners.<\/p>\n\n\n\n<p>Smart homeowners often use joint ownership to their advantage. When family members or spouses co-own property and share loan payments, each person claims deductions separately. This doubles your tax benefits.<\/p>\n\n\n\n<p>Your choice of tax regime matters a lot. The new regime makes filing easier, but homeowners usually save more under the old regime because of its better deduction options. This makes tax planning a vital part of buying a home.<\/p>\n\n\n\n<p>Property purchase becomes a detailed financial strategy when you understand these tax incentives. These tax benefits make homes more affordable and help build wealth over time, whether you&#8217;re buying your first home or growing your property portfolio. The government&#8217;s tax provisions show that property investment remains the lifeblood of financial planning in India.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>References<\/strong><\/h2>\n\n\n\n<p>[1] &#8211;<a href=\"https:\/\/cleartax.in\/s\/house-property\"> https:\/\/cleartax.in\/s\/house-property<br><\/a>[2] &#8211;<a href=\"https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property\"> https:\/\/www.bajajfinserv.in\/how-to-claim-tax-benefits-on-home-loan-for-under-construction-property<br><\/a>[3] &#8211;<a href=\"https:\/\/cleartax.in\/s\/deductions-under-section24-income-from-house-property\"> https:\/\/cleartax.in\/s\/deductions-under-section24-income-from-house-property<br><\/a>[4] &#8211;<a href=\"https:\/\/www.bajajlifeinsurance.com\/life-insurance-guide\/tax\/property-taxes-for-homeowners-in-india.html\"> https:\/\/www.bajajlifeinsurance.com\/life-insurance-guide\/tax\/property-taxes-for-homeowners-in-india.html<br><\/a>[5] &#8211;<a href=\"https:\/\/cleartax.in\/s\/section-80eea-deduction-affordable-housing\"> https:\/\/cleartax.in\/s\/section-80eea-deduction-affordable-housing<br><\/a>[6] &#8211;<a href=\"https:\/\/cleartax.in\/s\/home-loan-tax-benefits\"> https:\/\/cleartax.in\/s\/home-loan-tax-benefits<br><\/a>[7] &#8211;<a href=\"https:\/\/www.bajajfinserv.in\/tax-benefits-on-home-loan\"> https:\/\/www.bajajfinserv.in\/tax-benefits-on-home-loan<br><\/a>[8] &#8211;<a href=\"https:\/\/www.icicibank.com\/blogs\/home-loan\/houses-tax-implications-on-rent-owning-house\"> https:\/\/www.icicibank.com\/blogs\/home-loan\/houses-tax-implications-on-rent-owning-house<br><\/a>[9] &#8211;<a href=\"https:\/\/www.kotak.com\/en\/stories-in-focus\/loans\/home-loan\/home-loan-tax-benefit-for-self-occupied-and-let-out-properties.html\"> https:\/\/www.kotak.com\/en\/stories-in-focus\/loans\/home-loan\/home-loan-tax-benefit-for-self-occupied-and-let-out-properties.html<br><\/a>[10] &#8211;<a href=\"https:\/\/www.bajajhousingfinance.in\/resources\/rental-property-tax-deductions-in-india\"> https:\/\/www.bajajhousingfinance.in\/resources\/rental-property-tax-deductions-in-india<br><\/a>[11] &#8211;<a href=\"https:\/\/incometaxindia.gov.in\/Pages\/faqs.aspx?k=FAQs+on+Income+from+house+property\"> https:\/\/incometaxindia.gov.in\/Pages\/faqs.aspx?k=FAQs+on+Income+from+house+property<br><\/a>[12] &#8211;<a href=\"https:\/\/www.hdfc.com\/blog\/home-finance\/home-loan-tax-benefit\"> https:\/\/www.hdfc.com\/blog\/home-finance\/home-loan-tax-benefit<br><\/a>[13] &#8211;<a href=\"https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit\"> https:\/\/www.bajajhousingfinance.in\/home-loan-tax-benefit<br><\/a>[14] &#8211;<a href=\"https:\/\/www.aavas.in\/blog\/maximizing-your-savings-with-home-loan-tax-benefits\"> https:\/\/www.aavas.in\/blog\/maximizing-your-savings-with-home-loan-tax-benefits<br><\/a>[15] &#8211;<a href=\"https:\/\/www.godrejcapital.com\/media-blog\/knowledge-center\/new-tax-regime-vs-old-tax-regime\"> https:\/\/www.godrejcapital.com\/media-blog\/knowledge-center\/new-tax-regime-vs-old-tax-regime<br><\/a>[16] &#8211;<a href=\"https:\/\/m.economictimes.com\/wealth\/tax\/should-home-loan-be-the-only-factor-to-see-while-choosing-between-old-and-new-income-tax-regime\/articleshow\/121050262.cms\"> https:\/\/m.economictimes.com\/wealth\/tax\/should-home-loan-be-the-only-factor-to-see-while-choosing-between-old-and-new-income-tax-regime\/articleshow\/121050262.cms<br><\/a>[17] &#8211;<a href=\"https:\/\/cleartax.in\/s\/how-to-claim-income-tax-benefit-on-second-home-loan\"> https:\/\/cleartax.in\/s\/how-to-claim-income-tax-benefit-on-second-home-loan<br><\/a>[18] &#8211;<a href=\"https:\/\/cleartax.in\/s\/tax-benefits-on-home-loan-for-joint-owners\"> https:\/\/cleartax.in\/s\/tax-benefits-on-home-loan-for-joint-owners<br><\/a>[19] &#8211;<a href=\"https:\/\/www.hdfcbank.com\/personal\/resources\/learning-center\/save\/how-to-avail-home-loan-tax-benefit-to-the-fullest\"> https:\/\/www.hdfcbank.com\/personal\/resources\/learning-center\/save\/how-to-avail-home-loan-tax-benefit-to-the-fullest<br><\/a>[20] &#8211;<a href=\"https:\/\/www.shriramfinance.in\/financial-faq-how-does-co-ownership-affect-home-loan-tax-benefits\"> https:\/\/www.shriramfinance.in\/financial-faq-how-does-co-ownership-affect-home-loan-tax-benefits<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a home in India means more than achieving a life milestone-it&#8217;s a smart financial move that&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1051,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tax Benefits of Buying a Home in India<\/title>\n<meta name=\"description\" content=\"Learn about key tax benefits of buying a home in India, including deductions on interest, principal repayment, and stamp duty.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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